.mh-v34-ojol{--ink:#142d46;--blue:#235e92;--muted:#566a7a;--line:#dbe3e9;--paper:#fff;--soft:#f3f7fa;--ochre:#91641f;--teal:#176759}
.mh-v34-ojol *{box-sizing:border-box}
.mh-v34-ojol{scroll-behavior:smooth;scroll-padding-top:90px}
.mh-v34-ojol{margin:0;color:var(--ink);background:var(--paper);font:17px/1.7 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}
.mh-v34-ojol a{color:var(--blue);text-underline-offset:4px}
.mh-v34-ojol button,.mh-v34-ojol input{font:inherit}
.mh-v34-ojol button{cursor:pointer}
.mh-v34-ojol button,.mh-v34-ojol a,.mh-v34-ojol input,.mh-v34-ojol summary{touch-action:manipulation}
.mh-v34-ojol button:focus-visible,.mh-v34-ojol a:focus-visible,.mh-v34-ojol input:focus-visible,.mh-v34-ojol summary:focus-visible{outline:3px solid #bd8839;outline-offset:4px}
.mh-v34-ojol .skip{position:absolute;left:20px;top:-100px;background:white;padding:10px;z-index:50}
.mh-v34-ojol .skip:focus{top:10px}
.mh-v34-ojol .topbar{height:72px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100% - 1140px)/2));background:#fffffff7;position:sticky;top:0;z-index:20;gap:12px}
.mh-v34-ojol .brand{font-weight:720;letter-spacing:-.4px;font-size:19px;color:var(--ink);text-decoration:none}
.mh-v34-ojol .brand span{font-weight:400;color:var(--muted);font-size:13px;margin-left:12px}
.mh-v34-ojol .topbar nav{display:flex;gap:22px;font-size:14px}
.mh-v34-ojol .topbar nav a{text-decoration:none}
.mh-v34-ojol #progress{position:fixed;top:70px;left:0;height:3px;background:var(--blue);z-index:30;width:0}
.mh-v34-ojol .hero{max-width:1050px;margin:66px auto 0;padding:0 28px}
.mh-v34-ojol .eyebrow{letter-spacing:2px;text-transform:uppercase;font-size:12px;font-weight:750;color:var(--blue)}
.mh-v34-ojol h1{font:700 clamp(40px,5.6vw,66px)/1.12 Georgia,"Times New Roman",serif;letter-spacing:-1.9px;max-width:990px;margin:20px 0 24px}
.mh-v34-ojol .dek{font-size:21px;line-height:1.6;max-width:800px;color:#4f6475}
.mh-v34-ojol .byline{display:flex;flex-wrap:wrap;gap:10px 24px;font-size:13px;color:var(--muted);padding:24px 0 26px}
.mh-v34-ojol .cover{margin:4px 0 0}
.mh-v34-ojol .cover img{width:100%;height:auto;border-radius:3px;display:block}
.mh-v34-ojol .cover figcaption{font-size:12px;color:var(--muted);margin:9px 0 35px}
.mh-v34-ojol .article{max-width:760px;margin:auto;padding:0 22px}
.mh-v34-ojol .intro-note{border-left:3px solid #a8bfd3;padding:1px 20px;margin:30px 0;font-size:15px;color:var(--muted);background:var(--soft)}
.mh-v34-ojol .toc{border-block:1px solid var(--line);padding:20px 0 24px;margin:34px 0 64px}
.mh-v34-ojol .toc summary{cursor:pointer;font-size:14px;font-weight:700}
.mh-v34-ojol .toc ol{display:grid;grid-template-columns:1fr 1fr;gap:7px 30px;font-size:14px;padding-left:22px}
.mh-v34-ojol .toc a{text-decoration:none}
.mh-v34-ojol section.text-section{margin:0 0 60px}
.mh-v34-ojol .section-num{font-size:12px;letter-spacing:2px;color:var(--blue)}
.mh-v34-ojol h2{font:700 33px/1.25 Georgia,"Times New Roman",serif;letter-spacing:-.5px;margin:10px 0 26px}
.mh-v34-ojol .prose p{font:20px/1.85 Georgia,"Times New Roman",serif;margin:0 0 24px;color:#283a49}
.mh-v34-ojol .prose p:first-child::first-letter{font-variant:normal}
.mh-v34-ojol .ref{font:12px/1 sans-serif;vertical-align:super;text-decoration:none}
.mh-v34-ojol .viz{margin:40px -64px 48px;padding:34px 38px;background:var(--soft);border:1px solid var(--line);border-radius:6px;font-size:15px;line-height:1.65;scroll-margin-top:90px}
.mh-v34-ojol .viz h3{font-size:24px;line-height:1.3;letter-spacing:-.45px;margin:13px 0 18px;max-width:650px}
.mh-v34-ojol .vhead{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:10px;letter-spacing:1.3px;font-weight:750}
.mh-v34-ojol .tag{letter-spacing:0;white-space:nowrap;background:#e1ebf3;padding:3px 9px;border-radius:3px;color:#285275}
.mh-v34-ojol .tag.sim{background:#f2eadb;color:#785619}
.mh-v34-ojol .source{font-size:12px;line-height:1.65;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin:22px 0 0}
.mh-v34-ojol .switch{display:flex;gap:7px;flex-wrap:wrap;margin:20px 0}
.mh-v34-ojol .switch button,.mh-v34-ojol .small-button,.mh-v34-ojol .timeline button{border:1px solid #becbd6;background:white;border-radius:4px;padding:9px 13px;font-size:13px;color:var(--ink);line-height:1.4;min-height:42px}
.mh-v34-ojol .switch button.active,.mh-v34-ojol .timeline button.active{background:var(--ink);color:white;border-color:var(--ink)}
.mh-v34-ojol .survey-number{font-size:77px;line-height:1.2;letter-spacing:-4px;font-weight:750;margin:24px 0}
.mh-v34-ojol .survey-number span{font-size:34px;margin-left:5px}
.mh-v34-ojol .stack{height:24px;display:flex;border-radius:3px;overflow:hidden}
.mh-v34-ojol .legend{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:14px;font-size:13px}
.mh-v34-ojol .dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:7px}
.mh-v34-ojol .blue{background:var(--blue)}
.mh-v34-ojol .pale{background:#b9cbd9}
.mh-v34-ojol .insight{border-left:3px solid var(--blue);padding:5px 0 5px 15px;font-size:15px;margin:25px 0 0;font-weight:550}
.mh-v34-ojol .slider-label{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:14px;font-weight:600;margin:20px 0 6px}
.mh-v34-ojol output{color:var(--blue);font-weight:750;white-space:nowrap}
.mh-v34-ojol input[type=range]{width:100%;accent-color:var(--blue);height:30px;margin:0 0 16px;cursor:pointer}
.mh-v34-ojol input[type=number]{display:block;min-width:0;width:100%;padding:10px 12px;border:1px solid #b9c8d4;border-radius:4px;color:var(--ink);background:#fff;font-size:16px}
.mh-v34-ojol .model-row{border-top:1px solid var(--line);padding-top:17px;margin-top:18px}
.mh-v34-ojol .row-title{display:flex;justify-content:space-between;gap:12px;font-size:14px;margin-bottom:9px}
.mh-v34-ojol .splitbar{height:32px;display:flex;width:100%;overflow:hidden;border-radius:3px;background:#d7e3ee}
.mh-v34-ojol .splitbar span{display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;white-space:nowrap}
.mh-v34-ojol .splitbar .driver{color:white;background:var(--blue)}
.mh-v34-ojol .splitbar .platform{background:#b7cadd;color:#173954}
.mh-v34-ojol .row-numbers{display:flex;flex-wrap:wrap;gap:5px 22px;font-size:13px;margin:9px 0}
.mh-v34-ojol .viz details{margin-top:22px;font-size:13px}
.mh-v34-ojol .viz details summary{cursor:pointer;font-weight:600}
.mh-v34-ojol .receipt{background:#fff;padding:23px;border-top:3px solid var(--ink);margin:22px auto;max-width:560px;font-size:14px}
.mh-v34-ojol .receipt>div{display:flex;justify-content:space-between;gap:20px;margin:12px 0}
.mh-v34-ojol .receipt b,.mh-v34-ojol .receipt .sub span:last-child{white-space:nowrap}
.mh-v34-ojol .receipt .sub{font-size:12px;color:var(--muted)}
.mh-v34-ojol .receipt .total{border-top:1px dashed #acbecb;padding-top:18px;font-weight:650}
.mh-v34-ojol .compare{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.mh-v34-ojol .compare>div{padding:16px 0;border-top:1px solid var(--line)}
.mh-v34-ojol .compare span{font-size:12px;color:var(--muted);display:block}
.mh-v34-ojol .compare b{font-size:32px;letter-spacing:-1px}
.mh-v34-ojol .input-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 25px;margin:22px 0}
.mh-v34-ojol .input-grid label{font-size:12px;font-weight:650}
.mh-v34-ojol .input-grid label output{float:right}
.mh-v34-ojol .input-grid input{margin-top:6px}
.mh-v34-ojol .earnings{display:grid;grid-template-columns:1.2fr 1fr;gap:18px;background:var(--ink);color:white;padding:22px;border-radius:4px}
.mh-v34-ojol .earnings span{display:block;font-size:12px;color:#d1deea}
.mh-v34-ojol .earnings b{display:block;font-size:28px;letter-spacing:-.5px}
.mh-v34-ojol .earnings .negative{color:#ffc5b4}
.mh-v34-ojol .calc{font-size:12px;color:var(--muted)}
.mh-v34-ojol #earnChart{margin-top:20px}
.mh-v34-ojol svg.chart{display:block;width:100%;height:auto}
.mh-v34-ojol svg.chart text{font-family:Arial,sans-serif;fill:#536b7e;font-size:11px}
.mh-v34-ojol .chart-caption{font-size:12px;color:var(--muted);margin:4px 0}
.mh-v34-ojol .timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:6px;margin:24px 0}
.mh-v34-ojol .timeline button{padding:12px 3px;border-radius:0;border-bottom-width:3px;white-space:nowrap;font-size:12px}
.mh-v34-ojol .timeline-content{background:#fff;padding:24px;border-left:3px solid var(--blue);min-height:225px}
.mh-v34-ojol .timeline-content h4{font-size:19px;line-height:1.4;margin:0 0 12px}
.mh-v34-ojol .timeline-content p{font-size:14px;margin:0 0 10px}
.mh-v34-ojol .protection-layout{display:grid;grid-template-columns:180px 1fr;gap:26px;margin-top:24px}
.mh-v34-ojol .topic-buttons{display:flex;flex-direction:column;gap:7px}
.mh-v34-ojol .topic-buttons button{min-height:44px;text-align:left;background:#fff;border:1px solid var(--line);padding:11px 14px;border-radius:3px;font-size:13px;color:var(--ink)}
.mh-v34-ojol .topic-buttons button.active{background:var(--ink);color:#fff;border-color:var(--ink)}
.mh-v34-ojol #protectionContent h4,.mh-v34-ojol #evidenceContent h4{font-size:20px;margin:0 0 12px;line-height:1.4}
.mh-v34-ojol #protectionContent p{font-size:14px;margin:0 0 17px}
.mh-v34-ojol #protectionContent small{display:block;text-transform:uppercase;letter-spacing:1px;font-size:10px;color:var(--blue);font-weight:750;margin-bottom:6px}
.mh-v34-ojol .evidence-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:22px 0}
.mh-v34-ojol .evidence-grid button{color:var(--ink);border:1px solid #c5d2dc;background:#fff;text-align:left;padding:18px 14px;border-radius:4px;line-height:1.4;font-size:13px;min-height:100px}
.mh-v34-ojol .evidence-grid button small{display:block;color:var(--muted);font-size:11px;margin-bottom:10px}
.mh-v34-ojol .evidence-grid button.active{border-color:var(--blue);box-shadow:inset 0 -3px var(--blue)}
.mh-v34-ojol #evidenceContent{padding:25px;background:#fff;min-height:270px}
.mh-v34-ojol #evidenceContent p{font-size:14px}
.mh-v34-ojol #evidenceContent b{color:var(--teal)}
.mh-v34-ojol .end-note{border-block:1px solid var(--line);margin:44px 0;padding:24px 0;font:italic 25px/1.55 Georgia,serif}
.mh-v34-ojol .glossary{margin:60px 0}
.mh-v34-ojol .glossary details{border-top:1px solid var(--line);padding:14px 0;font-size:15px}
.mh-v34-ojol .glossary summary{font-weight:650;cursor:pointer}
.mh-v34-ojol .glossary p{color:var(--muted);font-size:14px}
.mh-v34-ojol .sources{font-size:14px;margin:55px 0}
.mh-v34-ojol .sources li{margin-bottom:20px}
.mh-v34-ojol .sources h2,.mh-v34-ojol .glossary h2{font-size:28px}
.mh-v34-ojol .sources ol{padding-left:21px}
.mh-v34-ojol .sources li p{margin:8px 0;color:var(--muted);font-size:13px}
.mh-v34-ojol .editorial{font-size:13px;background:var(--soft);padding:24px;margin-top:28px}
.mh-v34-ojol .editorial summary{font-weight:700;cursor:pointer}
.mh-v34-ojol .downloads{background:var(--ink);color:#fff;padding:30px;border-radius:4px;margin:50px 0}
.mh-v34-ojol .downloads h3{margin:0 0 12px;font-size:23px}
.mh-v34-ojol .downloads p{font-size:14px;color:#d5e0ea}
.mh-v34-ojol .downloads a{display:inline-block;background:#fff;color:var(--ink);text-decoration:none;padding:10px 16px;font-size:14px;border-radius:3px;margin-right:8px;margin-bottom:8px}
.mh-v34-ojol footer{font-size:12px;border-top:1px solid var(--line);padding:24px;text-align:center;color:var(--muted)}
@media (min-width:1100px){.mh-v34-ojol .prose p{font-size:20px}}
@media (max-width:940px){.mh-v34-ojol .viz{margin-inline:0;padding:26px}
.mh-v34-ojol .hero{margin-top:40px}
.mh-v34-ojol .brand span{display:none}}
@media (max-width:600px){.mh-v34-ojol{font-size:16px}
.mh-v34-ojol .topbar{height:62px;padding:0 18px}
.mh-v34-ojol .brand{font-size:16px}
.mh-v34-ojol .topbar nav{gap:14px;font-size:12px}
.mh-v34-ojol .topbar nav a:first-child{display:none}
.mh-v34-ojol #progress{top:60px}
.mh-v34-ojol .hero{padding:0 20px;margin-top:34px}
.mh-v34-ojol h1{font-size:42px;letter-spacing:-1.25px}
.mh-v34-ojol .dek{font-size:18px}
.mh-v34-ojol .byline{gap:8px 18px;padding-block:17px}
.mh-v34-ojol .cover figcaption{margin-bottom:22px;font-size:11px}
.mh-v34-ojol .article{padding:0 20px}
.mh-v34-ojol .prose p{font-size:18px;line-height:1.85}
.mh-v34-ojol h2{font-size:29px}
.mh-v34-ojol .toc{margin-bottom:46px}
.mh-v34-ojol .toc ol{grid-template-columns:1fr}
.mh-v34-ojol .viz{padding:22px 18px;margin-block:32px}
.mh-v34-ojol .viz h3{font-size:22px}
.mh-v34-ojol .vhead{font-size:9px;letter-spacing:.6px}
.mh-v34-ojol .tag{font-size:10px}
.mh-v34-ojol .survey-number{font-size:64px}
.mh-v34-ojol .input-grid{grid-template-columns:1fr;gap:15px}
.mh-v34-ojol .earnings{grid-template-columns:1fr;gap:16px}
.mh-v34-ojol .earnings b{font-size:30px}
.mh-v34-ojol .protection-layout{grid-template-columns:1fr;gap:20px}
.mh-v34-ojol .topic-buttons{display:grid;grid-template-columns:1fr 1fr}
.mh-v34-ojol .timeline{gap:3px}
.mh-v34-ojol .timeline button{font-size:10px;min-height:47px;white-space:normal}
.mh-v34-ojol .timeline-content{padding:20px;min-height:0}
.mh-v34-ojol .receipt{padding:18px 12px}
.mh-v34-ojol .receipt>div{gap:9px;font-size:12px}
.mh-v34-ojol .receipt .sub{font-size:11px}
.mh-v34-ojol .compare{gap:15px}
.mh-v34-ojol .compare b{font-size:30px}
.mh-v34-ojol .evidence-grid{gap:5px}
.mh-v34-ojol .evidence-grid button{padding:12px 9px;font-size:11px;min-height:112px}
.mh-v34-ojol .evidence-grid button small{margin-bottom:8px}
.mh-v34-ojol #evidenceContent{padding:20px;min-height:0}
.mh-v34-ojol .downloads{padding:25px}
.mh-v34-ojol .row-title{flex-wrap:wrap}
.mh-v34-ojol .source{font-size:11px}
.mh-v34-ojol .switch button{font-size:12px}
.mh-v34-ojol .slider-label{font-size:12px}
.mh-v34-ojol .end-note{font-size:23px}}
@media (prefers-reduced-motion:reduce){.mh-v34-ojol{scroll-behavior:auto}}
@media  print{.mh-v34-ojol .topbar,.mh-v34-ojol #progress,.mh-v34-ojol .toc,.mh-v34-ojol .downloads,.mh-v34-ojol button,.mh-v34-ojol input,.mh-v34-ojol .switch,.mh-v34-ojol .topic-buttons,.mh-v34-ojol .timeline,.mh-v34-ojol .evidence-grid{display:none!important}
.mh-v34-ojol .hero{margin-top:0}
.mh-v34-ojol .viz{break-inside:avoid;margin-inline:0}
.mh-v34-ojol .article{max-width:100%}
.mh-v34-ojol .prose p{font-size:12pt}
.mh-v34-ojol .cover{max-width:450px}
.mh-v34-ojol{color:#000}
.mh-v34-ojol details:not([open]){display:block}}
.mh-v34-ojol{display:block;width:100%;max-width:100%;margin:2rem 0;box-sizing:border-box;font-family:inherit;color:#17243b;line-height:1.6}.mh-v34-ojol *, .mh-v34-ojol *::before, .mh-v34-ojol *::after{box-sizing:border-box}.mh-v34-ojol > div{max-width:100%;margin:0}.mh-v34-ojol svg{max-width:100%;height:auto}.mh-v34-ojol button{font-family:inherit;cursor:pointer}.mh-v34-ojol .figure,.mh-v34-ojol .interactive,.mh-v34-ojol .viz{margin:0;width:100%;max-width:100%}